Mortgage

Finding the perfect mortgage solution does not need to be complicated. Here are some tips to get you off to a good start:

  • Utilize a local mortgage lender with whom you can develop a good working relationship. It’s hard to beat having the option for a face-to-face meeting to help facilitate one of your most important transactions.
  • Compare rates from a few trusted sources. Most lender rates will be quite competitive, but the level of service and reliability can vary greatly.
  • A trustworthy lender will require certain documentation from you along the way. Be sure to provide any requested items promptly to avoid delays in your closing date.
  • Consider that your quoted interest rate may change daily before you have locked the rate. You will want to provide your lender with a written purchase agreement to lock in your interest rate.
  • If your closing date is too far down the road, you may have to lock in a higher interest rate for the longer period.

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